AFTER WHAT DURATION OF TIME CAN YOU GRANT ME MY FIRST LOAN AFTER I HAVE OPENED AN ACCOUNT WITH YOU?
- 6 weeks is the standard time set for you to receive your first loan after submission of your loan application form.
- This gives us adequate time to confirm, review & repay your existing loans that you took with other creditors as we onboard you through the buyout process.
- This is achieved if you adhere to the terms & conditions applied in partnership with our affiliate companies.
- Your assigned Relationship Manager will keep tabs on you on a weekly basis to offer you guidance in order to achieve success.
HOW DO I OPEN ACCOUNT WITH YOU?
- Simply visit any branch of National Bank of Kenya of choice countrywide and open a suitable account after explaining your need to the bank staff for a suitable account type decision.
- Deposit a minimum balance of KES.4000/= and after making a deposit of the said amount, immediately you will be issued a loan form from Shot Pass LTD through By-Pass Cash to fill and return to the same branch that you visited to open the account. We will contact you for the subsequent course of action as well as 6 weeks of guidance until you receive your applied loan.
- You have 7 days to fill the form and return before or on the 7th day after account opening.
HOW DO I QUALIFY FOR A LOAN?
- Simply have a viable/practicable business idea.
- Make sure the idea can generate profit or any income.
- If employed, then simply bring us your big dream project beyond what you can afford in 5 years.(computed as sum of annual salary amplified by [5] .) We will loan you to chase that dream instantly.
- The idea should not be touching on or dealing in hard drugs i.e. illicit brews, heroin, crack cocaine, marijuana etc. also the business shouldn't be related to pornographic materials & tools and shouldn't be operated in Pornographic, Child sex trafficking, Human sex slavery and sexual orientation crusades.
WHY ARE YOU NOT CONSIDERING EITHER A COLLATERAL OR ANY FORM OF SECURITY FOR A LOAN
- As a new technology oriented finance institution, we endeavor to provide practical financial solutions with simple & easy requirements to meet, that releases funding to anyone who wants to attain financial freedom.
- We achieve all that by use of emerging technologies harnessed within traditionally pre-existing financial structurers for the betterment of individuals and the economy in extension.
- We trust in our newly innovated technology after running a successful 4 year market test in KENYA.
WHAT ARE THE REQUIREMENTS FOR ME TO QUALIFY FOR A LOAN ?
- Open a bank account with any National Bank of Kenya branch of choice countrywide and deposit both a minimum balance and Loan administration fee of total KES.4000/=
- Duly fill the form within a period not exceeding one week from the day of account opening and return to the branch where you opened your account.
- Provide all documents listed on the form and correctly fill the needed information.
WHAT KIND OF LOAN DO YOU OFFER?
We offer 4 types of loans namely:
- Full Plan loan
- Mortgages
- Business loan
- Personal loan
WHAT IS A FULL PLAN LOAN?
- Full Plan Loan is the MOST unique product in the market that is specially & specifically designed to cover all your needs ranging from recurrent bills like; school fees, medical bills, insurance bills, loans etc. to your dream project that you couldn't have achieved in the shortest time that you are supposed to.
- It's a loan that helps you achieve your biggest life goal within a short duration of time, be it house construction, land purchase, clearing school fee, tender/project financing etc. are all covered in one loan.
- It's a life turn around loan that is secured with our unique auto-repayment structure within our ecosystem. NO collateral needed to have it.
- It addresses all your financial needs by clearing all your debts at once by getting provided to you in the size that matches your needs- just as the name suggests -"FULL PLAN"
WHERE DO I GET A LOAN FORM?
- Simply visit your nearest National Bank of Kenya branch countrywide and open account then make a deposit that covers both minimum balance and loan administration fee that's totaling to Kes.4000/=
- Thereafter you will instantly be issued a loan form for you to fill and return at the same branch within a period not exceeding 1 week from the day of account opening.
MUST I SIGN UP AND USE THE SERVICES PROVIDED BY YOUR AFFILIATE PLATFORMS IN ORDER TO GET A LOAN?
- Yes, as it's OBLIGATORY part of our Terms & Conditions.
- Through your compliance you're assisting us to onboard you to our ecosystem thus qualifying you to get whatever financial assistance you deservedly need.
DO YOU DEDUCT MONTHLY REMMITANCE FROM MY PAYSLIP?
- No we don't.
- Our solution has all it takes to secure itself within our well laid innovative structures.
- We have thought well of you as well as your needs, so we guarantee you financial freedom by enabling you achieve it.
WHY ARE YOUR TERMS AND CONDITIONS SIMPLE AND CAN EASILY BE MET BY ANYONE?
- It is so because we believe that technology should bring solutions to humanity and simplify processes.
- Our desire is to assist you break from financial problems and for the general betterment of the economy through identification & inclusivity.
CAN YOU GIVE A LOAN TO A PERSON WITH NO SAVINGS OR NO BANKING HISTORY?
- YES.
- They will take the FULL PLAN option as long as they meet the loan requirements stated above.
IF YOU NEITHER DEDUCT MONTHLY REMMITANCES FROM MY PAYSLIP NOR COMPEL ME TO A MONTHLY OBLIGATION,HOW THEN DO YOU RECOVER YOUR MONEY?
- We have a well curated auto-repayment model within our ecosystem that ensures optimum repayment either without much hustle or involvement in monthly salary deductions.
CAN I GET A LOAN TO COVER MY MEDICAL BILLS?
Yes. The FULL PLAN option covers such needs.
WHY HAVE YOU IMPOSED A FEE DURING ACCOUNT OPENING?
- It is a one time fee used for all confirmations and coordination's with your previous creditors, including confirmation with CRB about your credit history and all other SIGNIFICANT APPROVALS from SHOT PASS LTD therefore it stands as your loan administration fee as an OBLIGATORY REQUIREMENT.
- Your loan processing begins instantly from the day of your loan form submission.
- Most accounts are opened at zero fee.
- Only to some specified account types will National Bank of Kenya advice you if a certain fee requirement should be met.
WHY MUST YOU BUY MY OTHER LOANS IF I NEED YOUR LOAN?
- Our loaning objectives are anchored on FREEDOM & CONVENIENCE, for which we have a different repayment structure compared to all other institutions. This therefore encourages us to buy you out so that you evade repayment harassment from other institutions as is currently witnessed.
- We also came up with our business model mirroring you and the general economy at large, therefore our solution is ideal in all situations where you immensely benefit as we do.
IF YOU GIVE ME A LOAN WORTH MILLIONS,SURELY HOW WILL I BE ABLE TO PAY?
You are not just given a big loan, but you're given what you want and with correct advisory from your assigned relations manager, you will be onboarded on our auto-repayment structure for easy repayment with no headache.
WHAT'S THE REPAYMENT PERIOD FOR YOUR LOANS?
- All our loans have 18 months repayment lifespan based on our newly innovated repayment streams.
- It's IMPOSSIBLE for your repayment to STRETCH beyond 18 months especially after we've onboarded you within our ecosystem.
WHERE CAN I GET YOUR CUSTOMER CARE SERVICES IF I HAVE ANY ISSUE?
All our customer services are done online since you will be assigned a specific relations manager. If need be for any physical assistance like KYC and other related activities, then you will be informed to visit your nearest NATIONAL BANK OF KENYA BRANCH countrywide for assistance. Click the link below to find a branch;
https://www.nationalbank.co.ke/ways-of-banking/branches
